Rental apartment buildings
Walk-ups and elevator buildings, from small 3-unit buildings to larger multifamily properties.
Full Service Property and Casualty Insurance Brokerage
Insurance for apartment buildings, commercial property and construction.
JM & ADA Associates is an independent brokerage headquartered in New York City. For over 20 years we have placed property and liability coverage for buildings, and we insure properties all over the United States.
Free instant estimate for NYC apartment buildings (4 to 1000 units), in about 30 seconds. Commercial, out-of-state or construction? Send us a message or call.
Over 20 yearsinsuring NYC buildings
NationwideNYC headquarters, properties across the U.S.
Independentwe work for you, not one insurer
Who we insure
Residential, commercial and construction
We work with owners, landlords, developers, managing agents and boards. Buildings are what we know.
Residential buildings
Co-ops
Master policies for the building and coverage that protects the board and the corporation.
Condos
Coverage for the condominium association: the building, common areas and the board.
HDFC co-ops
Affordable co-ops with their own rules, budgets and regulatory agreements. We know how they work.
Mixed-use buildings
Apartments over stores. Residential and commercial exposures handled under one plan.
Own an NYC apartment building?
Type your address and get an instant property and liability estimate for buildings with 4 to 1000 apartments.
Instant NYC estimate or call 646-494-4355Commercial property and construction
Office buildings
Property and liability for office properties, from small professional buildings to multi-tenant offices.
Shopping centers & retail
Strip centers, shopping centers and street-level retail, including landlord liability.
Vacant buildings
Coverage for buildings that are empty or between tenants, which many standard policies exclude.
Ground-up construction
Builder's risk and liability for new construction, from groundbreaking to completion.
Buildings under renovation
Coverage during gut renovations and major repairs, for owners and developers.
Get a quote
Commercial, out-of-state and construction projects are quoted by Jacob directly.
Coverage
The policies a building needs
We put together the right mix for your building and your lender, board or bylaws.
Property
The building itself against fire, wind, water and other covered damage, including loss of rents while it is being repaired.
General liability
Claims from tenants, visitors or the public for injuries or damage at the property.
Umbrella / excess liability
Extra liability limits above the primary policy, often required by lenders and boards.
Directors & officers (D&O)
Protects co-op, condo and HDFC board members against claims over their decisions.
Crime & fidelity
Covers theft of building funds by employees, managing agents or others.
Equipment breakdown
Boilers, elevators, electrical and mechanical systems that fail suddenly.
Builder's risk
Protects a building while it is being built or renovated: materials, work in place and the structure.
Vacant building coverage
Property and liability for buildings that are empty, between tenants or awaiting construction.
Coverage, limits and exclusions depend on the insurer and the policy. We will walk you through exactly what your policy covers.
Own an NYC apartment building? See what it would cost to insure.
Type your address. We pull your building from NYC city records and show an instant property and liability estimate for buildings with 4 to 1000 apartments. Commercial, out-of-state or construction? Send us a message or call 646-494-4355.
Why an independent broker
We work for you, not for an insurance company
A captive agent can only sell one company's policy. As an independent broker we can compare options from different insurers and recommend what fits your building.
- More than one option. We shop your building with the insurers that write this kind of risk.
- Plain answers. We explain what is covered, what is not, and what your lender or board requires.
- One contact, all year. Renewals, certificates, policy changes and claims questions go to the same person.
- Buildings are our everyday work. Walk-ups, prewar elevator buildings, co-ops, condos, HDFCs, offices, retail and construction projects, in New York and across the country.
How it works
Three simple steps
- 1
Get an estimate or reach out
NYC apartment building? Use the instant estimate. Anything else, call Jacob or send a message.
- 2
We review and shop
We look at your building, current policy and requirements, then compare options from insurers.
- 3
You choose, we handle the rest
Pick the coverage that fits. We set it up, send certificates and take care of renewals.
Jacob BerkovitzPrincipal, JM & ADA Associates LLC
About us
Over 20 years insuring buildings
JM & ADA Associates LLC is an independent property and casualty brokerage headquartered in Midtown Manhattan, led by principal Jacob Berkovitz. For over 20 years we have insured apartment buildings, co-ops, condos and HDFC co-ops across New York City’s five boroughs, and today we insure residential and commercial properties and construction projects all over the United States.
Our mission
Our mission is to provide comprehensive insurance solutions tailored to your needs. We strive to protect what matters most to you with our reliable coverage options.
Why us?
Choosing JM & ADA Associates LLC means choosing a partner committed to your peace of mind. Our experienced team is dedicated to helping you navigate the complexities of insurance with ease.
Service area
NYC headquarters, insuring properties nationwide
Our office is at 800 3rd Avenue in Midtown Manhattan. We insure properties all over the United States, with deep roots in all five boroughs.
- Properties across the United States
- Manhattan
- Brooklyn
- Queens
- The Bronx
- Staten Island
Contact us
Drop us a line
Tell us about your property, anywhere in the U.S., and Jacob will get back to you. This is the best way to get a quote for commercial buildings, properties outside NYC and construction projects.
Better yet, see us in person!
We love our customers, so feel free to visit during normal business hours.
- Office
- 800 3rd Ave, Frnt A #1140
New York, NY 10022
Get directions - Main
- 646-494-6500
- Direct
- 646-494-4355
- Fax
- 212-320-0339
- processing@realestateinsurance.us
- Hours
- Monday – Friday: 9am – 5pm
Saturday: Closed
Sunday: Closed